Arvest Plus Checking

Arvest Plus Checking features

• IDProtect^® Identity Theft Monitoring & Resolution Services² with Dark Web Monitoring.³
• IDProtect^® also includes Credit Score Tracker^{4 5} and Daily Credit File Monitoring³ to alert you of key changes to your credit report.
• 24/7 Roadside Assistance⁶ for your vehicle includes Vehicle Towing, Tire & Battery Assistance, and more.
• Free unlimited online BillPay. No per-transaction fees or monthly limits.
• Free check options available.
• Free online and mobile banking. Manage your account from anywhere and deposit checks remotely with the Arvest mobile banking app.⁷
• Convenient transfers and person-to-person payments.⁸
• One free Stop Payment per statement cycle and one waived non-Arvest ATM transaction fee per statement cycle.⁹
• Select paper or online monthly statements.
• Overdraft coverage up to $800.

• Meet a direct deposit requirement ($7,000 in total ACH direct deposits into the account per statement cycle)
• A combined total deposit balance requirement ($20,000 in combined personal checking, savings, money markets, CDs or IRAs)

1. Avoid a $10 monthly fee with $7,000 in ACH credits (direct deposits) to your Plus Checking account per statement cycle OR $20,000 in combined personal deposit account balances (checking, savings, money market, CDs, IRAs). Debit card credits don't count toward direct deposits.
2. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
3. Registration/activation required.
4. Credit Score is a VantageScore 3.0 based on single bureau credit data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. A valid Social Security Number (SSN) and a U.S. residential address are required to access your credit score.
5. Once this benefit has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
6. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance document for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or in the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.
7. Mobile Check Deposit is available for eligible Arvest checking or savings accounts open and in good standing for 60+ days.
8. Fees and send limits may apply to transfers. Online completion is required for transfers to or from other financial institutions. To learn more visit arvest.com/movemoney and select "Compare different ways to move your money at Arvest" or ask an associate for details.
9. The ATM owner may charge an additional fee for the use of an ATM or terminal not owned and operated by Arvest Bank, including for balance inquiry, deposit or withdrawal.

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