Arvest Essential Checking

Arvest Essential Checking features

• Free unlimited online BillPay. No per-transaction fees or monthly limits.
• Free check options available for customers 62 or older.
• Free online and mobile banking. Manage your account from anywhere & deposit checks remotely with the Arvest mobile banking app.²
• Convenient transfers & person-to-person payments.³
• Select paper or online monthly statements.
• Take advantage of the Arvest EmpowerED learning site, a free online resource to empower your financial IQ.⁴ Available in English or Spanish.
• Our customer service is local! Talk to a real person at any of our branches, ATMs with Live Teller or by phone.
• Overdraft coverage up to $400.

• Meet a direct deposit requirement ($3,000 in total ACH direct deposits into the account per statement cycle)
• A combined total deposit balance requirement ($5,000 in combined personal checking, savings, money markets, CDs or IRAs) 

1. Avoid a $5 monthly fee with $3,000 in ACH credits (direct deposits) to your Essential Checking account per statement cycle OR $5,000 in combined personal deposit account balances (checking, savings, money market, CDs, IRAs). Debit card credits don't count toward direct deposits.
2. Mobile Check Deposit is available for eligible Arvest checking or savings accounts open and in good standing for 60+ days.
3. Fees and send limits may apply to transfers. Online completion is required for transfers to or from other financial institutions. To learn more visit arvest.com/movemoney and select, "Compare different ways to move your money at Arvest" or ask an associate for details.
4. EmpowerEd content is provided by EverFi and is intended to serve as a general guideline and may not apply to every individual situation.

 Equal Housing Lender